About Us
Richmond & Associates, LLC, is a full service Insurance and Financial Services agency with a mission of providing insurance and financial solutions to help you achieve your goals. Our goal is to become the single source for all your insurance and financial services needs. We are able to accomplish this through our affiliations with a large network of insurance carriers.
When you do business with us , you can be sure you are getting very competitive rates since we do the shopping for you. We will work with you to determine your needs and then recommend the products to meet those needs. Call us today to see how we can help you.
PROFESSIONAL RESUME
 PERSONAL
David Richmond was born in Guyana, South America. He has been married to Roxanne for over twenty years. David came to the United States in 1986, and became a citizen in 1995.
David and Roxanne are Christians who are very active in their local church. Prior to moving to the Pocono Mountains Region of Pennsylvania, the Richmonds lived in New York City. They have been Monroe county residents since March, 1995.
EDUCATION/CREDENTIALS
• The American College, Bryn Mawr, PA Master of Science, Financial Services, 2002
• Bernard Baruch College, New York, NY BBA, Finance (Summa cum Laude), 1999
• Certified Financial Planner (CFP®)
• Chartered Financial Consultant (ChFC)
• Chartered Life Underwriter (CLU)
• Certified in Long Term Care (CLTC)
• Life Underwriter Training Council Fellow (LUTCF)
• Life and Health Licenses.
POSITIONS
• New York Life Insurance Agent and NYLIFE Registered Representative March, 2005 – December 31, 2005
• Prudential Insurance Agent and Pruco Securities Registered Representative November, 1990 – March, 2005
• Richmond & Associates, LLC - Owner 2004 - Present
• David Richmond Insurance Agency - Owner 2005 - Present
• Financial Planner with Prudential Financial Planning Services a Registered Investment Adviser July, 2002 – March, 2005
PROFESSIONAL ORGANIZATIONS
• National Association of Insurance and Financial Advisers
AREAS OF EXPERIENCE
• Comprehensive Financial Planning
• Life Insurance Planning Using Term, Whole, or Universal life insurance Policies.
• Retirement Planning
• Personal & Commercial Property and Casualty Insurance
• Individual Health/Disability Insurance
• Health/Disability Insurance for Businesses
At Richmond & Associates, LLC, David Richmond is assisted by his wife Roxanne Ferguson-Richmond and Mary Diane Crespo, their friend of many years.
Roxanne Ferguson-Richmond has an Associates degree in Liberal Arts from Brooklyn Technical College and even though she is new to the insurance industry, she brings over twenty five years of work experience to our business. She serves as office manager and marketing assistant to David Richmond.
Mary Diane Crespo has spent all of her working life in the insurance industry, working her way up from her first job as office clerk to the position of Commercial Lines Manager at her last employer. From 1971-1983, Diane served as Office Manager/Sales Agent at Knowles Associates in Scranton, PA. She left this job and opened her own insurance agency in Scranton, PA. The agency grew to the point where she had two employees and a profitable book of business. After many of the insurance carriers with which she was appointed, pulled out of the state in 1987, Diane was forced to close her agency and to seek employment with a large agency. From 1987 until her retirement at the end of 2004, Diane served as Commercial Lines Manager at the Harry Mullins Insurance Agency, Inc, in Stroudsburg, PA. Diane earned her Accredited Advisor of Insurance (AAI) and Certified Property & Casualty Underwriter (CPCU) professional designations in 1982 and 1983 respectively. Diane serves as a consultant to David Richmond in the area of business insurance and is responsible for marketing personal and commercial lines property and casualty insurance products. . These products are offered under David Richmond Insurance Agency a d.b.a owned by David Richmond. She also markets health insurance to individuals and small businesses.
At Richmond & Associates, LLC we are here to help guide you through the often overwhelming process of creating your financial blueprint. Please use this Web site as a resource, and do not hesitate to contact us for additional information or to schedule a meeting. We can help you analyze your needs and recommend an appropriate course of action. Thank you for your interest. Please use the contact us button to e-mail us.
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